Get up to 30 days of temporary cover on a car in one policy, without tying yourself into a year.
Sometimes you need a car for weeks rather than days: a summer at home, a long recovery, a gap between selling one car and buying the next. Covrly’s monthly car insurance gives you up to 30 days of fully comprehensive cover in one go. When it ends, it ends, with no renewal and nothing to cancel.
One policy covers up to 30 days, so you’re not juggling repeated short-term purchases.
It’s standalone, so a claim won’t affect the owner’s annual policy or No Claims Discount.
Quote in around 3 minutes, with documents emailed instantly and your details added to the MID.
Yes. With Covrly you can buy a single temporary policy lasting up to 30 days. For most people that covers a month, though it’s worth knowing that 30 days is a day shorter than a 31-day calendar month, so check the end date on your certificate.
If you need cover beyond 30 days, arrange a new policy before the current one ends, subject to eligibility. If you find yourself doing that again and again, an annual policy is probably the better fit.
The common theme is a defined end date. You know roughly when the arrangement finishes, and you don’t want to change anyone’s annual policy to accommodate it.
1 month car insurance in the UK can also give you breathing space after buying a car. You can drive legally while you compare annual quotes properly, rather than rushing into the first price you see.
No, and it’s a common mix-up. ‘Monthly car insurance’ is sometimes used to mean paying for an annual policy in monthly instalments. That’s still a 12-month contract, and ending it early can involve fees and may not give you a full refund.
Covrly’s monthly cover is something different: a standalone temporary policy that lasts up to 30 days and then stops. There’s no long-term contract and no renewal to remember.
Annual insurance is built for long-term, regular driving, while temporary cover is built for a defined period. If you’re weighing the two up, our guide to annual vs temporary car insurance sets out the pros and cons.
As with any car insurance, your quote reflects the risk of a claim. The main things that shape it are:
Because you’re covered for longer, a month of temporary insurance naturally costs more in total than a week. Per day, though, it can compare well with buying shorter policies back to back. If you’re wondering why temporary cover is priced the way it is, our blog post on why temporary car insurance can seem expensive explains what goes into the number.
Over a month, there’s more time for things to slip. Make sure the car’s tax and MOT won’t run out partway through. If the MOT does expire, the car may only be driven to a pre-booked test, and you still need insurance for that journey.
Driving after your cover ends counts as driving uninsured, which can mean a £300 fixed penalty and 6 points, or an unlimited fine and disqualification if it goes to court. Put your end date in your phone calendar with a reminder a few days before.
Remember too that temporary cover is for social, domestic and pleasure use only. Driving for business, deliveries or paid lifts isn’t covered, and breakdown cover is a separate product.
Yes. A single Covrly policy can last up to 30 days. If you need longer, you’ll need to arrange new cover before it ends, subject to eligibility.
Paying monthly usually means spreading the cost of a 12-month policy. 30 day car insurance is a standalone temporary policy that ends after the period you choose, with no long-term contract.
No. Temporary policies don’t renew. If you need more cover, you can get a new quote and buy another policy before your current one ends, subject to eligibility.
Yes. Covrly policies are fully comprehensive whatever their length, subject to the excess and the terms in your policy wording.
Yes, as long as you and the car meet our eligibility criteria. Remember you’ll need to tax the car yourself before driving it, because vehicle tax doesn’t transfer from the previous owner.