Cover a single day behind the wheel, fully comprehensive and in your own name, arranged in about three minutes.
Some driving jobs fit neatly into a single day: a big shop, an airport drop-off, a trip to collect something bulky. Covrly’s 1 day car insurance covers you on that car for the day you choose and then ends, so you’re only insured for as long as you actually need.
Start your day of cover when it suits you, whether that’s first thing in the morning or mid-afternoon.
It’s a separate policy, so a claim won’t touch the car owner’s annual insurance or their No Claims Discount.
Documents are emailed straight away and your details are added to the Motor Insurance Database.
One day car insurance in the UK is built around a simple idea: you need to drive a particular car for a day, and you don’t want to change anyone’s annual policy to do it. It suits one-off jobs with a clear start and finish.
A few real-life examples:
If your plans stretch into a second day, it’s usually simpler to buy a longer policy up front than to piece together several single days. You can choose any length from 1 hour to 30 days.
When you buy temporary car insurance for a day, you pick the exact date and time you want it to begin. The cover then runs for the length you’ve chosen and stops at the end time shown on your certificate. It doesn’t roll on to midnight or carry on until you cancel it.
That end time matters. If you’re due to drop the car back at 6pm but end up stuck in traffic, any driving after your cover ends is uninsured. Build in some breathing room, for example by starting at 8am and choosing a length that comfortably covers the return journey.
If your plans change and you need longer, arrange a new policy before the current one runs out rather than after. You can get another quote online in a few minutes, subject to eligibility.
It depends on the situation, so we won’t pretend there’s one answer. Adding a named driver to an annual policy can look simple, but some insurers charge an admin fee for mid-term changes, and the bigger hidden cost is risk: if you crash, the claim goes on the owner’s policy and could affect their No Claims Discount at renewal.
With day car insurance from Covrly, you get one clear price for that day, and any claim stays on your separate policy. For a genuine one-off trip, many people find that simpler and fairer on the owner.
The price of your day of cover is shaped by the usual factors: your age, driving history, the car you’re insuring, where it’s kept and how long you need it for. If you’re keen to keep costs down, our cheap temporary car insurance page has some practical pointers.
Having a few details ready makes the three-minute quote even quicker:
Make sure everything you enter is accurate. Insurance is priced on the information you give, and getting details wrong, even by accident, could affect a claim. If you’re unsure about something like a past conviction, check before you buy.
You’ll also need the owner’s permission to drive the car, and the car must be UK-registered. Eligibility and underwriting criteria apply to both you and the vehicle.
Yes. Insurance is only one part of being road legal. The car must also be taxed and, once it’s more than three years old, have a valid MOT. A car without a current MOT may only be driven to a pre-booked MOT test, and you still need insurance for that journey.
Driving without insurance is treated seriously in the UK, even for a single trip. The police can issue a £300 fixed penalty and 6 points on your licence. If the case goes to court, you could face an unlimited fine and disqualification, and the car can be seized.
You choose the start date and time when you get your quote, so you can arrange cover for the same day. Your documents are emailed as soon as you’ve bought the policy.
There isn’t a single set price. Your quote depends on factors like your age, licence history, claims or convictions, the car and where it’s kept. The quickest way to find out is to get a quote, which takes around three minutes.
Yes. Every Covrly policy is fully comprehensive, whatever its length. An excess applies, and your policy wording sets out exactly what’s covered.
No. Cover starts at the time you choose and runs for the length you pick, so a 24-hour policy starting at 10am ends at 10am the next day. Your certificate shows the exact start and end times.
No. The policy is separate from the owner’s insurance, so their No Claims Discount isn’t affected. A claim could affect your own future insurance, though, as you’ll usually need to declare it when you next buy cover.
No. Breakdown cover is a separate product from car insurance. If the car doesn’t already have breakdown cover that applies to you, consider arranging it before a long drive.